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Promofi - Terms of Service

Last updated: August 28, 2023

Welcome to Promofi Inc., a financing company specializing in financing marketing and trade show expenses. By using our services, you agree to the following terms and conditions:

  1. Eligibility: Our financing services are available to businesses that have been in operation for at least 6 months and have a minimum annual revenue of $100,000.

  2. Loan Terms: We offer loans for marketing and trade show expenses ranging from $2,000 to $150,000, with repayment terms ranging from 2 to 12 months. The interest rate for our loans ranges from 1.0% to 2.0% per month (12-24% APR), depending on the creditworthiness of the borrower.

  3. Repayment: Borrowers are required to make monthly payments that include both principal and interest. Payments must be made on or before the due date each month to avoid late fees and other penalties. If a borrower is unable to make a payment, they should contact us as soon as possible to discuss alternative arrangements.

  4. Use of Funds: Loans must be used exclusively for marketing-related expenses, such as advertising, promotional events, and trade show costs. Funds cannot be used for any other purpose.

  5. Fees: In addition to interest charges, we may charge fees for loan origination, late payments, and other services. These fees will be disclosed to borrowers before they accept the loan.

  6. Credit Check: We reserve the right to check the creditworthiness of any borrower before approving a loan. This may include a review of the borrower's credit history, income, and other financial information.

  7. Security: Loans may be secured by a lien on the borrower's assets, including but not limited to equipment, inventory, and accounts receivable. Loans may also be unsecured, in which case Promofi Inc. is at sole discretion to require the borrower's business owner(s) to sign a Personal Guarantee.

  8. Termination: We reserve the right to terminate any loan agreement if the borrower fails to comply with the terms and conditions outlined in this agreement.

  9. Governing Law: This agreement shall be governed by the laws of the state in which Promofi Inc. is headquartered.

  10. Dispute Resolution: Any disputes arising from this agreement shall be resolved through arbitration in accordance with the rules of the American Arbitration Association.

By using our services, you acknowledge that you have read and agree to the terms and conditions outlined above. If you have any questions or concerns, please contact us at

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